Saudi GOSI Calculator
Work out the GOSI contributions on a Saudi salary, the employee and employer shares by branch, and the net salary after the deduction.
How it's calculated
Employers in Saudi Arabia register their workers with the General Organization for Social Insurance (GOSI) and pay monthly contributions on the contributory wage: the basic wage plus the housing allowance, within a minimum and a maximum. Other allowances (transport and so on) don't count.
Saudi workers contribute to:
- Annuities (pensions): a share from the worker and a share from the employer. For workers first registered on or after 3 July 2024, under the new Social Insurance Law, the rate rises a little every July until it reaches its final level.
- SANED (unemployment insurance): a small share from each side.
- Occupational hazards: paid by the employer only.
Non-Saudi workers are covered for occupational hazards only, and the employer pays it, so nothing is deducted from their salary.
The worker's share is deducted from the salary: net pay = gross pay − the worker's contributions. The rates used are listed below, with their sources. Check your GOSI statement (or the Taminaty app) for your exact figures.
Source: GOSI: Employer FAQ (contribution rates and wage limits) · Spotted a wrong figure? Report it
Frequently asked questions
Which part of my salary does GOSI use?
The basic wage plus the housing allowance, within a minimum and a maximum. Other allowances such as transport don't count.
Do expats pay GOSI?
Non-Saudi workers are covered for occupational hazards only, and the employer pays it, so nothing is deducted from their salary.
Why does my registration date matter?
Under the new Social Insurance Law, Saudis first registered on or after 3 July 2024 pay a pension rate that rises a little every July.